What Are Your Legal Options When Insurance Won’t Pay? Our Pennsylvania Personal Injury Lawyers Can Help.

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Pennsylvania Personal Injury Lawyers Share Legal Options from Offices in Lancaster County, PA

Seriously Injured People in Pennsylvania Should NOT Accept Low Accident Settlements from Insurance Companies in 2022

Do you know your personal injury legal options after you have been injured in an accident when an insurance company is not paying you full compensation? If the insurance company refuses to pay fair compensation for your personal injuries and damages in Lancaster County and Central PA,  there are a number of ways that your case could be resolved. Below is a description of the different legal options for personal injury in Lancaster and Central PA.


There are two types of court in Lancaster, Pennsylvania: the Magisterial District Court and the Court of Common Pleas.

Magisterial District Court
The first is rarely used for personal injury cases, but it can be a quick and cost-efficient way to resolve smaller personal injury claims.  This level of court is called a magisterial district court or more commonly referred to as the “District Judge”.   These courts are spread throughout the county.

Lancaster County Court of Common Pleas
The second type of court is where jury and bench trials are held.  This is called the Lancaster County Court of Common Pleas and it is located at 50 North Duke in downtown Lancaster.  A jury trial consists of 12 people from Lancaster County who are chosen to hear your case and decide the outcome.  A bench trial is when a Judge hears the facts of your case and then decides the outcome.  Bringing your case to this level is becoming rarer and the below types of case resolution have become more common.  However, your attorney must be able to get you results at a jury or bench trial or the insurance company may not pay the fair amount for your injuries and damages.
The attorneys at RG Injury Law have the guts to go all the way for their clients and the skill to succeed. 


Arbitration can be a much cheaper option to resolve your case than going to court (in other words a jury or bench trial).  There are two main types of arbitration.  The first occurs when you file a lawsuit but agree that your damages are less than $50,000.  In this case, court administration would select three attorneys from Lancaster County who would hear all the testimony and evidence in your case, then decide the outcome.  The attorneys selected to hear your case are called the “arbitrators”.  Either side may appeal a decision in this type of arbitration.

The second type of arbitration is when the parties agree to present the case to one or more attorneys for a binding decision by the arbitrators.  The decision from this type of decision is almost always final because there are very limited reasons that either party could appeal a decision in this type of arbitration.  The attorneys at RG Injury Law have handled many arbitrations.  They know who should be selected to arbitrate your case and which attorneys should be avoided.


Mediation has become a common way to resolve cases.  A mediation usually involves one attorney or judge who has been selected as the mediator.  The mediator’s job is to hear from both parties and attempt to get them to settle the case.  A mediator never decides the outcome of the case, but rather attempts to have both sides see the pros and cons of moving forward to court if the mediation does not work.  Your attorney should be experienced in mediations as many insurance companies are now using mediations to get the injured person to take low ball offers.  The insurance company preys on the moment and the desire for the injured person to put the case behind them and move on with their lives.  You will need a strong attorney to resist this tactic and help guide you through the process.  Chad Rankin and William Gregory have mediated many cases to a successful resolution for their clients. 

Personal Injury Lawyers fight for people with injuries and disabilities to get higher than average settlements for accidents in Pennsylvania.

When we need to fight for you by going to arbitration or court, our injury attorneys dedicate the focus, time, and resources you need to win.

State and federal courthouses are located throughout Pennsylvania in these counties, cities, and towns:

  • Adams County (Gettysburg)
  • Allegheny County (Pittsburgh)
  • Armstrong County (Kittanning)
  • Beaver County (Beaver)
  • Bedford County (Bedford)
  • Berks County (Reading)
  • Blair County (Hollidaysburg)
  • Bradford County (Towanda)
  • Bucks County (Doylestown)
  • Butler County (Butler)
  • Cambria County (Ebensburg)
  • Cameron County (Emporium)
  • Carbon County (Jim Thorpe)
  • Centre County (Bellefonte)
  • Chester County (West Chester)
  • Clarion County (Clarion)
  • Clearfield County (Clearfield)
  • Clinton County (Lock Haven)
  • Columbia County (Bloomsburg)
  • Crawford County (Meadville)
  • Cumberland County (Carlisle)
  • Dauphin County (Harrisburg)
  • Delaware County (Media)
  • Elk County (Ridgway)
  • Erie County (Erie)
  • Fayette County (Uniontown)
  • Forest County (Tionesta)
  • Franklin County (Chambersburg)
  • Fulton County (McConnellsburg)
  • Greene County (Waynesburg)
  • Huntingdon County (Huntingdon)
  • Indiana County (Indiana)
  • Jefferson County (Brookville)
  • Juniata County (Mifflintown)
  • Lackawanna County (Scranton)
  • Lancaster County (Lancaster)
  • Lawrence County (New Castle)
  • Lebanon County (Lebanon)
  • Lehigh County (Allentown)
  • Luzerne County (Wilkes-Barre)
  • Lycoming County (Williamsport)
  • McKean County (Smethport)
  • Mercer County (Mercer)
  • Mifflin County (Lewistown)
  • Monroe County (Stroudsburg)
  • Montgomery County (Norristown)
  • Montour County (Danville)
  • Northampton County (Easton)
  • Northumberland County (Sunbury)
  • Perry County (New Bloomfield)
  • Philadelphia County (Philadelphia)
  • Pike County (Milford)
  • Potter County (Coudersport)
  • Schuylkill County (Pottsville)
  • Snyder County (Middleburg)
  • Somerset County (Somerset)
  • Sullivan County (Laporte)
  • Susquehanna County (Montrose)
  • Tioga County (Wellsboro)
  • Union County (Lewisburg)
  • Venango County (Franklin)
  • Warren County (Warren)
  • Washington County (Washington)
  • Wayne County (Honesdale)
  • Westmoreland County (Greensburg)
  • Wyoming County (Tunkhannock)
  • York County (York)
  • United States District Court, Eastern District of Pennsylvania (Allentown, Easton, Philadelphia, Reading)
  • United States District Court, Middle District of Pennsylvania (Harrisburg, Scranton, Wilkes-Barre, Williamsport)

Talk with the RG Injury Law Team. Email or call 717.656.5000.

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