How to Deal with the Insurance Company of the Person Who Caused Your Injuries
Most people are unsure what to do when the other person’s insurance company approaches them. Claims representatives and insurance adjusters from the other person’s insurance company will call, send letters, want you to sign authorizations, ask for a recorded statement, or even come to your house. Speaking with the other person’s insurance company is not in your best interest and will only cause you more problems.
The attorneys at RG Injury Law recommend not communicating with the other person’s insurance company before you have legal counsel. We can help protect your rights so you get the full amount of money you deserve for your injuries. The other person’s insurance company will try to get information from you to show you deserve less. Talk with us first!
Should I give a recorded statement to the other person’s insurance company?
Many people do not like to say “no” to the other person’s insurance company. They feel like they have nothing to hide and that their case may be damaged if they do not give a recorded statement. That is not true.
DO NOT give a recorded statement to the other insurance company.
The insurance company will ask questions in ways that are designed to get certain answers that will hurt your case.
They will get you to limit your injuries when you probably do not even know the extent of the injury at this point. The insurance company will sometimes twist your words to their advantage.
These people are professionals at handling claims, and this is probably your first time dealing with the aftermath of a car crash. The attorneys at RG Injury Law will handle all communication with the other person’s insurance company. Our legal team will give them all the information necessary to recover the full extent of your injuries and damages.
We will take the stress off of you so that you can concentrate on recovering.
Should I talk to the insurance company of the person who caused my injuries when they call?
NO! Many people feel it is OK to talk to the other person’s insurance company because the truth is on their side. However, the insurance company is looking for any way to twist the truth to make the crash partly or completely your fault or to limit your injuries or damages.
DO NOT talk to the other person’s insurance company.
There will come a time to talk to the other person’s insurance company. The attorney’s at RG Injury Law should be talking on your behalf to the other person’s insurance company to make sure you recover the full extent of your injuries and damages.
Should I sign an authorization for the other insurance company to get my medical records?
It is okay and required to sign an authorization for your own car insurance company to collect your medical records so that they will pay your first party medical benefits.
However, you should NOT sign any authorizations for the other person’s insurance company to get your medical records.
The attorneys at RG Injury Law will collect and analyze your medical records to determine what is appropriate to send to the other insurance company.
Our attorneys will protect your rights. Call or chat to schedule a free phone consultation about your case. There is no pressure and you will learn more about what steps you should take right after an accident that caused you harm…and wasn’t your fault. Get a free case review with Chad Rankin or Bill Gregory.
